Ack!! My medical insurance kicks in on the 1st

[lizziegrace]

And it seems my gallbladder is not going to wait. I'm exhausted, nauseous and in a lot of pain. I hope I can wait until the 1st, otherwise it becomes a pre-existing condition and it won't be covered. (I haven't had medical insurance for 17 months now.)

:cry:

[mduffy31]

1. But if it becomes acute

I think that they would have to cover any surgery to remove it, also if you haven't been to the doctor in the last 12 months about it I am not sure that it will also not be covered. I had the same thing with my AFLAC after I had my Gastric Banding surgery they wouldn't pay my time out of work because I had seen my doctor 364 days before my insurance started so it was a pre-existing condition. I told the rep that if being fat is a pre-existing condition that is a rather dangerous precident to set in this country.

[lizziegrace]

2. I haven't been to a doctor for this - ever

I just don't want to jeopardize coverage because deep down, I know where this is going. I feel so bad...

[Omphaloskepsis]

3. Call someone... Don't tell them your name..

See what the insurance agency and doctor have to say. At least try.

[mduffy31]

5. Well that is good

If there is no medical record of this anywhere it isn't considered a "pre-existing condition." As a nurse we are told all the time that if you don't write it down, it didn't happen.

[Haole Girl]

4. Have you tried less fat intake?

My younger sister got her gall bladder to cooperate with her by changing her diet to, basically, no-fat (well, nothing over 2g). Her hair became a little brittle..and her skin dry...since she stayed on that kind of diet for a year (which, obviously, is a long time). Oh, and she never did need gall bladder surgery-- even though she started eating a higher amount of fat, after that period in time. It might work for you...I don't know...of course this is not medical advice!

Hope you feel better soon! :hug:

[lizziegrace]

6. I'm down to hardly any fat

I talked to someone here and she's going to talk to the partners about backdating my insurance coverage. It's amazing working for a company who's owners believe int doing the right thing. It could be gastritis, but this is too intense and I'm even light-headed.

Not good...not good at all.


UPDATE - they're adding me to the insurance effective TODAY. OMG...

[Haole Girl]

7. Oh my..

..be careful. Do you have someone to take you? You definitely shouldn't be driving if you are light-headed! :hug:

[MissMillie]

8. SWEET!

lizzie.... the surgery is pretty simple, out-patient stuff. And I never had any problems afterwards... I can eat just about anything

[CaliforniaPeggy]

9. My dear lizziegrace!

I saw your update, and I just wanted to say....

You go, girl!

Your employer is one hell of a person!

I hope you can get this taken care of quickly and easily, sweetie!

I'm holding the good thought for you........

:loveya: :hug: :loveya: