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Bayh Uncertain of Health Care Plan -Cites Prescription Benefit Plan As A Model

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tomm2thumbs Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 03:15 PM
Original message
Bayh Uncertain of Health Care Plan -Cites Prescription Benefit Plan As A Model
 
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Posted on DU: April 13, 2009
By DU Member: tomm2thumbs
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He's agnostic on the plan - 'asserting the uncertainty of all claims to knowledge.' I suggest he do some homework ahead of speaking on it then.
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angstlessk Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 03:23 PM
Response to Original message
1. Bayh is a republican in Democratic clothing...nothing new here!
nothing suprising...idiots who say there is no REAL market force??? WTF do they mean? the CEO's of the insurance industry are filthy rich...what part of the market force are they missing?
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MedioGringo Donating Member (72 posts) Send PM | Profile | Ignore Mon Apr-13-09 05:35 PM
Response to Reply #1
7. They are refering to the lack of free market forces in the industry
For instance, competition: most people are forced to sign onto a plan that their employer provides and that's that. Or they can choose a private plan if their employer doesn't offer insurance, but most of those plans are rigged so that you pay tons of money and receive virtually no benefits. Look at the auto insurance market. Tons of free market competition leads to low prices and good service.

Another market force not utilized in our system: freedom. With car insurance you are free to cancel your policy at any time and jump to another provider without any penalty. This keeps the insurance companies in check. Try doing that with your health care plan. The pre-existing condition scam keeps you married to one health care provider for life basically, killing competition.

Health care would be at least somewhat cheaper if market forces were actually utilized to make insurance companies fight for our business. As it stands, the insurance industry has us by the balls.
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rpannier Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 08:56 PM
Response to Reply #7
8. That's not entirely true
Edited on Mon Apr-13-09 08:56 PM by rpannier
When they first went with mandatory auto insurance the rates were supposed to go down and they didn't.

In fact they went up.

The insurance companies argued they had to raise rates because of uninsured drivers -- truth is there were fewer uninsured drivers after insurance became mandatory.
They were scamming the public.

As far as private insurers go...Congress has yet to explain how they plan on preventing a company from dropping you because it threatens their bottom line or how they will deal with a company that refuses to pay for the ambulance that picks you up after an accident that left you unconscious.

Face facts, there is NO political will on the part of Congress to lay out the kinds or regulations necessary to deal with private health insurers.

I live in a country with National Health Care and it is great.
In Japan, they use private insurers, but it is heavily regulated by the government to prevent these companies from screwing you when it best meets their financial interests.

Evan Bayh and his ilk are useless. They are pro-corporate and refuse to do much to prevent corporate waste and fraud. He has continually voted against any sort of meaningful regulation of ANY industry and now that the sh*t has hit the fan, he has chosen to defend private corporations, because they donate big money to his campaigns.
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MedioGringo Donating Member (72 posts) Send PM | Profile | Ignore Mon Apr-13-09 09:41 PM
Response to Reply #8
9. Oh I wasn't referring to that specifically
I wasn't saying that making car insurance mandatory lowers prices, only that companies like Geico starting a price war is something that's good for consumers but can't happen with health insurance because market forces aren't allowed to work as they sometimes do in other industries.

Your second point about Japan is something that's pretty much been left out of the health care debate. There ARE 2 examples of health care systems that DO work. One is a state run system, one is a private but non-profit system with not only heavy regulation, but price fixing by the government. BOTH of those examples seem like a fantasy in this country, which is why I'm not all that hopeful that I'll be able to get affordable health care as a freelancer any time soon.
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uberblonde Donating Member (993 posts) Send PM | Profile | Ignore Mon Apr-13-09 03:26 PM
Response to Original message
2. Perhaps the Democratic voters in Indiana...
Need to sit down and have a nice chat with him, explain what they consider to be Democratic values.

Because he's just not getting it, is he?
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GreenTea Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 03:30 PM
Response to Reply #2
4. Democrats in Indiana? LOL - Yeah, that's a powerhouse of progressive ideology.
Edited on Mon Apr-13-09 03:37 PM by GreenTea
Most of the Dems in Indiana, are moderates to republican "lite" at best, voters....Bayh and the republicans know this....keeps the pig Dems like Bayh spy's for the republicans and voting with them, ala Joe Lieberman did for years and so many other "Dem" assholes like the Nelson twins and other Dems are doing now!
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sui generis Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 03:28 PM
Response to Original message
3. RULE NUMBER ONE
If the administration of public healthcare has to either 1. profit or 2. control costs in order to profit

Then the administrators of healthcare have a vested interest in not providing healthcare.

It's that simple.

Tax it, provide it, get over it. and while you're at it, make sure it's a tax withholding. Employers should have ZERO say in your personal life, investigations of your medical records, dental records, smoker's status, vision records, surgical history, MBI status, pharmaceutical subscriptions etc., and your health care policy should not be considered part of your annual compensation!!!

Make health care policy "providers" provide only elective coverage and go the way of dinosaurs. We'll have better health collectively due to preventive and chronic disease management, and more cash in our wallets.

I'm an employer. I can see absolutely ANYTHING I want about every applicant to my company, before during and after. I am under no legal obligation whatsoever to disclose my decision process in excluding a candidate in the state of Texas, nor to disclose which profile items I examined as part of the screening process.

None.


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Warpy Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 03:37 PM
Response to Original message
5. Evan, you fuckwit
Edited on Mon Apr-13-09 03:38 PM by Warpy
that prescription plan was drawn up by all your Republican buddies and that is why it sucks worm dick.

A rational plan drawn out by Democrats who generally know what they're talking about would bear absolutely no resemblance to anything you and your fellow conservatives could possibly come up with. That's why it will work and nothing you can come up with has a chance of ever working.

Evan, conservatives like you are the problem, always have been and always will be.

Why don't you sit down, shut the fuck up, and let the grownups deal with the big problems.
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OHdem10 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-13-09 03:40 PM
Response to Original message
6. Do nothing rather than something bad is my advice. The Centrists
and Blue Dogs have never been for health care. Their Rich Constituents
do not want to pay taxes and they care not one whit about anyone else.
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