What would happen if 46 million people

[Angela Shelley]

who are living in the US "without insurance" would start an insurance company of their own?

Single-Payer (each individual pays into the system)

Not-for-Profit Administration (the administrative employees receive a salary)

[yourout]

1. It would be declared Illegal by Bushco.

Some anti-monoply bullshit or whatever made up reason they could come up with.

[Angela Shelley]

3. Why should "THEY" care,

"they" would not be paying the costs

[yourout]

5. Image all the people they could not gouge at the ER if what you propose would happen?

Emergency health care for the under/un insured is a huge cash cow for health care.

[Angela Shelley]

8. So what, competition is healthy!

[yourout]

10. I would love to see what you propose.....I am saying Corporate Health Care will never allow it.

[WillowTree]

32. Nonsense.

There are a number of pretty big, not-for-profit, non-investor-owned (a/k/a owned by the policyholders themselves) health insurers amongst those which are routinely villified on this very board as a matter of routine.

[angstlessk]

2. great idea..since most cannot afford an indivual policy..let them own the whole company??

sorta like 'let them eat cake'??

[Angela Shelley]

4. If the health care administration was NFP

then the premiums would be affordable.

[angstlessk]

6. i recon I got about 10 million in my back pocket to start an insurance

company, hold on...opps no, just 3 million not enough reserve to start a company profit or not!!

[truedelphi]

7. Possibly you could do this. However many of these people are not the "deadbeats" that the

Insured think that they are. they are people with previous pre-existing conditions. And the reason that they haven't gotten insurance is because these previous conditions allow the insurance companies that exist to deny them entry into the world of the insured.

So if you created an entire insurance company that only took those with pre-conditions - it is indeed likely that this group would have more claims that the average group of 46 million people.

That is why you need to put the entire country into the policy. So that the risks of say a twenty two year old student who doesn't drink, smoke or do crazy things (This is the excellent student and quiet individual that we all want our kids to be) their risk mitigates the risk of the person who is fifty eight and has diabetes and heart problems.


And please do not tell me that the person with diabetes and heart problems has only him or herself to blame. If you work,you are being put into unsafe conditions. Your office mate insists on wearing the deadly poisons called perfume. The cleaning crew sprays Febreeze all over the place each morning at two Am. the paper plant that is three blocks from the individual's bedroom window spews out its contaminants almost twenty four/seven. (Doctors told said individual that the third kid in the family's fatal cancer was most likely caused by the paper plant and its chemicals. The individual's heart went haywire shortly after that kid's death.)

Totally clean up the environment and you will have my permission to say that the individual is at fault.

[Angela Shelley]

11. I agree with you, but nobody is placing the blame,

The topic is "bring these 46 million together in one plan".

[truedelphi]

19. I was just anticipating it. You are probably right.

Maybe I should have waited.
:-)

[2rth2pwr]

29. Then you would have to worry about volcano emissions, skunks,

poisonous snakes, deadly spiders, bat guano, lightning strikes, spontaneous combustion, large forest fires, deadly viruses, staph infections, meteorites, falling rocks, tsunamis, syphilis, chicken pox, bird flu, mad cows, etc..etc..

[sandnsea]

9. Who has Kaiser Permanente?

Ask them how cheap medical care is with a not-for-profit system.

[liberal N proud]

12. The health business would simply not accept it

It would be shut out by the corporate health care industry.

[Angela Shelley]

14. Alot of reasons to not "brainstorm"

but 46 million people would have a chance.

[demnan]

13. If we had that many people awake and working together

Dennis Kucinich would be President and he's got a plan for it.

[Angela Shelley]

15. How do "wake them up"?

[demnan]

31. If I knew, I'd be doing it!

n/t

[ThomWV]

16. What makes you think they could afford it?

It might be cheaper but it wouldn't be free and for many who do not now have insurance even a great reduction in price would still leave it unaffordable.

[Angela Shelley]

17. If the person is working,

he would pay a portion of his income.

If he is not working, and he is receiving unemployment, then the premium would be paid through the plan, until he works again.

Health insurance for "permanently unemployed" is another topic for itself.

[Guaranteed]

18. Kick! Hi Angela! nt

[Angela Shelley]

23. OK, I´m new to this, what´s a KICK?

[fishwax]

28. It "kicks" your post to the top of the forum list

:kick:

[Breeze54]

20. KICK!

:rofl:

[Angela Shelley]

22. OK, I´m new to this, what´s a KICK?

[seemslikeadream]

24. to put it at the top so you can see it didn't get deleted

[Stephanie]

25. a KICK is to help you find your post that you "lost"

since you would rather complain than find it yourself

[Breeze54]

27. Kicks this thread title to the top of GD forum!

Gives it a boost up to the top.

[Karenina]

33. It's a trick to discover

for whom you operate. :evilgrin:

[AlertLurker]

21. Sounds familiar...

“I don’t want all Americans to have health insurance. I want all Americans to have health care. I’m not an insurance salesman.” -- Dennie Kucinich


“Unlike other candidates, I am not funded by those corporate interests. I owe them no loyalty, and they have no influence over me or my policies.” -- Dennis Kucinich


Support Dennis Kucinich TODAY. The ONLY Choice.

[stuartrida]

26. The only choice for people Democrats who want a Republican vice president

[cynatnite]

30. Only if they could afford to pay the medical bills...

the insurance company is supposed to cover then it might work. Given the high costs...I'm not confident it would work.

[12string]

34. Most of those 46 million

probably don't have the extra money to pay.

[Mr_Jefferson_24]

35. K & R. Creative ideas on how we might cut...

...the big insurance, paper shuffling, medical decision making, middle man out of the picture deserve a kick and recommend.

Not sure why you're being given such a hard time here tonight (I must've missed something) -- I don't see anything wrong with the question.

There would be many details to work out, but I think the concept on a smaller scale has been done.

When the government tells 46 million people, "We really don't give a shit about your health care needs," which is what the U.S. government is saying by their inaction, then people should start thinking creatively about what we can do for ourselves.

[Mr_Jefferson_24]

36. Kick. nt.

[flashl]

37. RAND report on Consumer Directed Health Care

Early Evidence Shows Lower Costs ...(PDF)