Get some facts out first.
Approximately every 20 years between 1780 and 1930, the U.S. has experienced a major nation-wide "bank crisis" or one sort or another.
Bank panic of 1797 (
http://en.wikipedia.org/wiki/Panic_of_1797)
The Panic of 1797 was a depression of the commerce markets that began in the Bank of England in 1797 and had developing disflationary repercussions in the financial, commercial, and real estate markets of the coastal United States and the Caribbean through the turn of the century. Britain's economy was hurt, as Britain was fighting France in the French Revolutionary Wars. By 1800, the crisis had resulted in the imprisonment of many American debtors including the famed financier of the revolution Robert Morris, resulting in the U.S. Congress passing the Bankruptcy Act of 1800, which basically ended this panic; the Bankruptcy Act of 1800 would later be repealled after its three-year duration expired in 1803.<1>
Panic of 1819 (
http://en.wikipedia.org/wiki/Panic_of_1819)
The Panic of 1819 was the first major financial crisis in the United States, after the depression of the late 1780s (which led directly to the establishment of the dollar and, perhaps indirectly, to the calls for a Constitutional Convention).<1> It featured widespread foreclosures, bank failures, unemployment, and a slump in agriculture and manufacturing. It marked the end of the economic expansion that had followed the War of 1812. However, things would change for the US economy after the Second Bank of the United States was founded in 1816<2>; the bank was created in response to the vast spread of bank notes across United States by private banks, due to inflation brought on by the debt the nation was in after the war of 1812 ended<3>.
Panic of 1837 (
http://en.wikipedia.org/wiki/Panic_of_1837)
The Panic of 1837 was a panic in the United States built on a speculative fever. The bubble burst on May 10, 1837 in New York City, when every bank stopped payment in specie (gold and silver coinage). The Panic was followed by a five-year depression, with the failure of banks and record high unemployment levels.
Panic of 1857 (
http://en.wikipedia.org/wiki/Panic_of_1857)
The Panic of 1857 was a sudden downturn in the economy of the United States that occurred in 1857. A general recession first emerged late in 1856, but the successive failure of banks and businesses that characterized the panic began in mid-1857. As the overall economic downturn was brief, and the recovery strong, lasting impact was limited. However, more than 5,000 American businesses failed within a year, and unemployment was accompanied by protest meetings in urban areas. Eventually the panic and depression spread to Europe, South America and the Far East. No recovery was evident in the United States for a year and a half, and the full impact did not dissipate until the American Civil War.
Panic of 1873 (
http://en.wikipedia.org/wiki/Panic_of_1873)
The Panic of 1873 was a severe nationwide economic depression in the United States that lasted until 1877. It was precipitated by the bankruptcy of the Philadelphia banking firm Jay Cooke and Company on September 18, 1873 along with the meltdown on May 9, 1873 of the Vienna Stock Exchange in Austria (the so-called Gründerkrach or “founders' crash”). It was one of a series of economic crises in the 19th and early 20th centuries.
Panic of 1893 (
http://en.wikipedia.org/wiki/Panic_of_1893)
The Panic of 1893 was a serious economic depression in the United States that began in 1893. This panic was an extension of the Panic of 1873, and like that earlier crash, was caused by railroad overbuilding and shaky railroad financing which set off a series of bank failures. Compounding market overbuilding and a railroad bubble was a run on the gold supply and a policy of using both gold and silver metals as a peg for the US Dollar value. The Panic of 1893 was the worst economic crisis to hit the nation in its history to that point and, some argue, worse than the Great Depression of the 1930s.<1>
Panic of 1907 (
http://en.wikipedia.org/wiki/Panic_of_1907)
The Panic of 1907, also known as the 1907 Bankers' Panic, was a financial crisis in the United States. The stock market fell nearly 50% from its peak in 1906, the economy was in recession, and there were numerous runs on banks and trust companies. Its primary cause was a retraction of loans by some banks that began in New York and soon spread across the nation, leading to the closings of banks and businesses. The 1907 panic was the fourth panic in 34 years.
Great Depression (
http://en.wikipedia.org/wiki/Great_Depression)
The Great Depression was a dramatic, worldwide economic downturn beginning in some countries as early as 1928.<1> The beginning of the Great Depression in the United States is associated with the stock market crash on October 29, 1929, known as Black Tuesday, and the end is associated with the onset of the war economy of World War II, beginning around 1939.
Forget all the politics, just remind people that our country experienced bank failures and crises every 20 years until FDR and the New Deal created a safety net for regular citizens.
Prior to that, the solutions were for banks and businesses only.
Since then?
The GOP has given us
The Savings and Loan Crisis (
http://en.wikipedia.org/wiki/Savings_and_Loan_Crisis)
The U.S. Savings and Loan crisis of the 1980s and 1990s was the failure of 747 savings and loan associations (S&Ls) in the United States. The ultimate cost of the crisis is estimated to have totaled around USD$160.1 billion, about $124.6 billion of which was directly paid for by the U.S. government -- that is, the U.S. taxpayer, either directly or through charges on their savings and loan accounts-- <1>, which contributed to the large budget deficits of the early 1990s.
Enron (
http://en.wikipedia.org/wiki/Enron_scandal)
The Enron scandal was a financial scandal involving Enron Corporation (NYSE ticker symbol: ENE) and its accounting firm Arthur Andersen, that was revealed in late 2001. After a series of revelations involving irregular accounting procedures bordering on fraud, perpetrated throughout the 1990s, it left Enron on the verge of undergoing the largest bankruptcy in history by mid-November 2001.
Of course I've left some off, but you get the idea.