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No more Workmans Comp Ins.

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Lochloosa Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:28 PM
Original message
No more Workmans Comp Ins.
with Universal Health Care.

Tell that to your boss.

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DURHAM D Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:31 PM
Response to Original message
1. Huh? nt
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MNDemNY Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:32 PM
Response to Original message
2. Universal health care going to pay for lost wages, and retraining?
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fadedrose Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:41 PM
Response to Reply #2
6. Those folks will more than likely be trained to go into the medical field..
So many more people will be needed to take care of the thousands of people who will be eligible for health care, and more clinics, etc.

Many years ago, hospitals trained nurses - maybe they can go back to their old programs.

Don't forget - the newly trained people WILL PAY TAXES!!!

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Oregone Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:35 PM
Response to Original message
3. No, I dont think this is the case
I think Canada has workmans comp. You need it to pay out settlements on injuries and disabilities.
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MindPilot Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:35 PM
Response to Original message
4. Worker's comp pays for a lot more than just medical care
retraining, placement, rehab. Universal health care will not remove the need for worker's comp insurance, although it could I guess reduce the premiums.
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Cleita Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:37 PM
Response to Original message
5. They are still going to need it to cover lost wages while an employee is
unable to work, however, they won't need the medical part of it anymore so that should reduce their premiums considerably.
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SidDithers Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:42 PM
Response to Original message
7. Wrong...
at least in Canada. At my small business, I pay $2.75 per $100 of payroll into our Workplace Safety and Insuarance Board.

Sid
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DURHAM D Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:53 PM
Response to Reply #7
8. In U.S. employer picks up entire tab on wc - employees make no contribution.
In my small business I pay $13 for every $100 of payroll. We have not filed a wc claim in almost 30 years. I can't image what some businesses pay that have filed claims.
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SidDithers Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 01:25 PM
Response to Reply #8
10. Holy shit.. $13 per $100!?!...
Edited on Tue Jun-23-09 01:27 PM by SidDithers
I didn't realize American WC dues were so high. Other categories here in Canada are probably much higher than ours (we're warehousing and light packaging). At one point we were lumped in with Temporary and Other Workers, and were paying more than $6 / $100.

Ours is entirely employer funded. I'm the employer. Guess I didn't make that clear in my post :hi:

Sid
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DURHAM D Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 03:18 PM
Response to Reply #10
11. It was $18.
Edited on Tue Jun-23-09 03:37 PM by DURHAM D
I got the rate lowered by prohibiting the use of extension ladders for any reason. We can use up to an 8' step ladder for some things - like changing a light bulb or painting but no power tools of any type on a ladder. BTW- the rates vary by state and region.

P.S. I also pay full medical on my employees. Both wc and medical is killing me.
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JerseygirlCT Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-23-09 12:56 PM
Response to Original message
9. I don't know about where you are, but worker's comp is paid
through employers. Fees toward the system to cover employees who may be hurt on the job. It's a win-win, as it saves employers from the possibility of lawsuits that could possibly result in much higher payouts, and it provides for care for people who are injured.

That care may take into consideration the injured party's health insurance, but isn't at all dependent on it.
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