Cool calculator! Find out how much each health plan would cost you!!

[Thickasabrick]

Right now, after putting in my age and income, the Baucus plan would cost me 12% of my income. I'm working on the other plans but at least you can really compare based on your own situation.

Here's the link:

http://healthreform.kff.org/SubsidyCalculator.aspx

[Hello_Kitty]

1. I get no subsidy except for a small one with the House Ways and Means plan

And I get to spend 9 to 12% of my income on premiums alone.

[Thickasabrick]

2. Mine went down a little on the House Ways and Means....bottom

line, even though I think I could afford it - I think I am an exception - this is going to take some exceptional selling for people who have opted to never have insurance based on costs.

[Swamp Rat]

3. I was told to die quickly

[Hello_Kitty]

4. *snort*

:rofl:

[inna]

5. Baucus is as bad as any republican.

stealing the pic, it really says it all.

[BlooInBloo]

13. hahaha! It would be epic if they included the "republican plan" in their list.

[Eric68601]

35. There is one listed

You CAN choose the Republican plan, just do a side by side here:

http://www.kff.org/healthreform/sidebyside.cfm

Reading the Tom Price one, some of them crack me up. like this:

Overall approach to expanding access to coverage:
Allow people who purchase coverage in the individual market to deduct the cost of premiums from their income taxes. Provide refundable tax credits to individuals and families with incomes below 300% FPL to purchase insurance in the individual market. Establish Association Health Plans and Individual Membership Associations through which employers and individuals can purchase coverage. Implement state high-risk pools or reinsurance programs to provide coverage for people with pre-existing health conditions. Require states to provide coverage to 90% of children with family incomes below 200% FPL as a condition for expanding child eligibility to 300% FPL, and require states to provide vouchers to children eligible for Medicaid and CHIP, to be used to purchase private insurance.

So basically, keep giving just kids medicaid and the parents are SOL, tax credits... yeah great, if someone was unemployed all year raising a family, their tax return is gonna be zero'd out anyway with the dependants and low income, sure, give a tax credit and make that zero an even bigger zero tax liability.

Or this one:

Employer requirements
* Permit employers to offer employees a defined contribution for the purchase of health insurance in the individual market.
* Require employers to disclose to employees the total amount the employer spends on the employee’s health insurance premium.

Oh, great, employers get to offer the cheapest shit they can find still, hoorahh. And on top of that, a guilt trip. The employer gets to complain to you about how much the insurance companies and ripping him off.

Ah man it just goes on and on, non stop, check out the stupidity.

[Eric68601]

36. Hmm, I think it's time for a change

Actually, now that I think of it, I think it's time to turn the tables and instead of letting the party of no complain about the Democrats plans, we should start getting outraged about their's.

[Thickasabrick]

15. Great picture!! nt

[tsuki]

24. Isn't it amazing that you pay 5% more for the MaxTax plan, the only

plan without the public option?

[w4rma]

6. Baucus's plan sucks. (As I knew it would. Blue Dogs are slimeballs.) (nt)

[Journeyman]

7. Well, Baucus seems better for me than HELP. . .

while both House plans save me around $800 over the Senate plans -- and ALL FOUR are $3,000 to $5,000 more than the private plan I currently have.

(On edit: I'm self employed and purchase my own insurance without benefit of any group plan.)

I hope I miscalculated.

[tinrobot]

32. Same for me, Baucus us cheapest but they're all expensive.

They're all a few hundred a month more than I'm paying for an individual policy with 100% coverage and a $2700 deductible.

So, remind me again how this is supposed to reign in costs?

[tinrobot]

34. No wonder the Baucus plan is cheaper -- the website is run by Kaiser

...as in Kaiser Permanente. One of the largest health care companies out there.

This feels like a sham site set up to sway people away from reform, and if reform is enacted, make it the Baucus plan.

[Journeyman]

37. Thank you for noticing that, tinrobot. . .

At least one of us is reading.

Until the final bills emerge in their respective Houses, I'm going to hold judgment on what's being proposed and how it will impact my life. Now that you've pointed out how biased this particular site may be, I'll dismiss it.

[Lebam in LA]

8. Guess I'm going to jail

I couldn't possibly pay 15 to 20% of income.
Guess I'll can get it free in jail:scared: . I've never been in jail.

[Thickasabrick]

11. Really? Which plan had you at 20%? Gawd, I was bitching about

12%! If you are older, you have to pay like 1.58 vs everyone else.

No way they are going to send people to jail. We would never see another democrat in office again if that happens.

[Lebam in LA]

26. Single Female Age 60

Ways and Means 14.9%
Energy 14.9%
HELP 16.6%
Baucus 20.7%

[SoCalDem]

12. mine came in at $10,686 a year for ONE person (me)

bummer :(

my husband's over 65, and still working .

once he retires (if it's before I am 65) our income will fall dramatically, so it would be less..and withing 5 year's I'll be 65 ..so..who knows :shrug:

[Thickasabrick]

14. Whoa....that is just crazy. Are you able to get insurance through

your husband's work now?

I noticed in the Baucus plan I couldn't factor in where I live, so whatever plan passes, I am hopeful that people who live in really expensive areas (I'm assuming you are California because of your handle) would have discounts.

It would be crazy for someone who lives in NY or California to have to pay the same as someone living in Iowa...or someplace cheaper to live.

[SoCalDem]

18. Now I can, but once he retires, if I am not 65 (and SS eligible) I am dead..

or will have to pay through the nose .. He plans to work until he's 70, which puts me at 64 when he retiires..so it may be only one year we'll pay the high price... of course we'll be making a lot less when he retires..so who knows?

[tomm2thumbs]

22. just do something to go to jail long enough for your health care needs - then come out again

heck, some of these hospitals are like prisons -

[Selatius]

9. The HELP committee version helps me the most. Baucus' plan helps me the least. nt

[lamp_shade]

23. Same here

[XemaSab]

10. Medicaid

:P

[OmmmSweetOmmm]

29. Same here.

[RB TexLa]

16. Were the amounts that one pays an average of some kind?

I pay more into my HSA than I do to premimums so what I pay isn't near what they have.

[Thickasabrick]

17. That's a good question. For many people, HSA's are just not

doable based on the high deductibles. But I'm thinking that people who are happy with HSAs (I think they are a great choice for younger people), would be able to keep them until they need to change to a different type.

[ohheckyeah]

19. House Ways and Means

is the cheapest for me but still 10.8% of income. No can do.

[Corey_Baker08]

20. Baucas Bill Is The Cheapest for A 4 Family Household making the Minimum of 34,000 a year....

Before it automatically goes to Medicaid with anything under $34,000 in all versions of the bill!

[tomm2thumbs]

21. a healthy moderate-weight individual pays the same as a seriously overweight smoker? Sign me up!!!

This is great - for some crazy reason I thought we'd be penalized for drug abuse, eating terrible foods, gaining weight to excess, or smoking or living a terribly unhealthy lifestyle, but if not, heck. I'm as happy as a clam.

Now I can afford better cigarettes and to stock up on beer to get this belly in shape.

Thanks Congress!

[eridani]

25. From 10.8% to 12% of my income. Total suckage.

This is an outrage, because it only pays 70% of expenses. Besides getting ripped off for premiums, there are still the copays and deductibles.

So, why do I have to pay $420 a month when the Netherlands, which has mandated private insurance would only charge me 100 euros (~$140)? That covers EVERYTHING--no copays or deductibles, and no age discrimination either.

[KharmaTrain]

27. I Pay With Every Plan...

But then again, I expected that. I'm fortunate to earn enough to afford my own insurance and my hopes are for a Public Option that drives down overall costs for all...cut down the 30% the insurance companies suck up to 5% or so.

[Le Taz Hot]

28. The Choices are:

"Single Adult" or "Family of 4." I'm not sure how useful this is given the limited choices.

[JNelson6563]

30. 10.9% of my income for Baucus plan

Way to stick it to the little people Max. He is at the top of my shitlist, that bastard.

Julie

[Alameda]

31. Medicare doesn't pay for everything. There is 0 for over 64????

.......so what's up with that? Did I miss something?

[tinrobot]

33. WAIT A MINUTE! This site is run by Kaiser? Don't believe it.

Kaiser family foundation is directly tied to Kaiser Permanente, who opposes health care reform.

I would be very careful when believing these numbers. Is there a calculator out there that is run by a neutral party?