If a bank forecloses on a house,

[The Backlash Cometh]

Why would they list the Homeowner's Association as a co-defendant? Is it because the unpaid Association fees are part of the lien?

[Fresh_Start]

1. there may also be assessments

from the Association for example common facilities or improvements like street lighting

[virgogal]

2. In MA the Homeowners Assoc. or Condo Assoc. gets the money owed to

them before the bank gets anything when it sells the property.

[guruoo]

4. If so, then they would be a plaintiff, rather than a defendant

[virgogal]

5. Gotcha! Obviously my legal knowledge is minimal.

[guruoo]

3. In this case, 'co-defendant' would mean the bank is suing them too

[The Backlash Cometh]

6. Yes, but why?

[guruoo]

8. No idea!

:shrug:

[yodoobo]

7. They sue everyone who has an interest in the property

including any utilities that might hold an easement.

HOA's have an interest because they have yearly revenue.

I think it has to do with making sure that any claims the HOA has on the property become secondary to the banks claims.