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devilgrrl (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:37 PM Original message |
I need to know why I had to pay $5,000+/- for an operation I had insurance for? |
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aquart (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:39 PM Response to Original message |
1. High deductible? That's crazy. |
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brewens (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:40 PM Response to Original message |
2. So the people running the insurance company could stick that |
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GKirk (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:50 PM Response to Reply #2 |
17. Come on now |
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jtuck004 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:06 PM Response to Reply #17 |
31. Actually the insurance companies take their vigorish off the top. |
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postulater (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:40 PM Response to Original message |
3. Deductible. |
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sinkingfeeling (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:40 PM Response to Original message |
4. Deductible and co-pays. |
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GKirk (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:41 PM Response to Original message |
5. In Canada I assume you are right |
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KT2000 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:47 PM Response to Reply #5 |
14. Yes - the money |
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Shagbark Hickory (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:59 PM Response to Reply #5 |
26. Nobody here is asking for free healthcare. |
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yardwork (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 09:17 PM Response to Reply #5 |
50. Yes, but in Canada they're not paying the multi-million dollar salaries of insurance executives. |
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crim son (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:43 PM Response to Original message |
6. Did you see what the final cost would have been w/out insurance? |
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devilgrrl (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:50 PM Response to Reply #6 |
16. The total cost of the operation was $35,000. |
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slackmaster (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 06:13 PM Response to Reply #16 |
47. The $5K was probably your out-of-pocket maximum |
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eilen (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 01:00 PM Response to Reply #16 |
53. Ahem, the total price of the operation |
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devilgrrl (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 03:38 PM Response to Reply #53 |
59. WTF is your glitch? |
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eilen (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 03:47 PM Response to Reply #59 |
61. I was just pointing out there is a difference between |
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devilgrrl (1000+ posts) Send PM | Profile | Ignore | Fri Jul-22-11 01:48 AM Response to Reply #61 |
62. Sorry. Bad day. My Co-pay is now up to $25 a visit. |
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southerncrone (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:44 PM Response to Original message |
7. My husband's insurance has a $5000 deductible. |
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MineralMan (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:44 PM Response to Original message |
8. Sounds like that 20% co-pay. |
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Horse with no Name (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:56 PM Response to Reply #8 |
22. The majority of insurance is not 80/20--only the lucky ones get that |
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w8liftinglady (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:05 PM Response to Reply #22 |
30. plus....if you are on any medications- those monthly costs as well |
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eilen (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 01:03 PM Response to Reply #22 |
55. Yes the trend is to nickel and dime every service |
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Horse with no Name (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 03:19 PM Response to Reply #55 |
58. Speaking as a nurse |
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eilen (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 03:45 PM Response to Reply #58 |
60. The IV Pump minders scan the pumps every day. |
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KT2000 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:45 PM Response to Original message |
9. Like it would cost nothing!! |
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eridani (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:45 PM Response to Original message |
10. Because insurance companies are run by amoral sociopaths-- |
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chill_wind (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:47 PM Response to Original message |
11. It is vile. I don't know what the newest numbers are now, but |
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Liberal_in_LA (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:47 PM Response to Original message |
12. I'll probably end up paying about $1500 for a 12k operation. |
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cbdo2007 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:47 PM Response to Original message |
13. Everyone gets free hysterectomys in Canada. |
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a2liberal (381 posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:47 PM Response to Original message |
15. And these are the kind of insurance plans we're actually pushing for |
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JoePhilly (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:52 PM Response to Original message |
18. No one on DU can answer that question without further details. |
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Horse with no Name (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:53 PM Response to Original message |
19. It is ridiculous. Preaching to the choir, I know....but |
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laruemtt (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:54 PM Response to Original message |
20. i had to have 4 stitches |
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JoePhilly (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:02 PM Response to Reply #20 |
27. WHAT???? |
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laruemtt (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:11 PM Response to Reply #27 |
34. yeah, you're right and i agree about the use of the ER. |
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JoePhilly (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:34 PM Response to Reply #34 |
38. Like I said ... I don't think you made a mistake!! |
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Ignis (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 06:11 PM Response to Reply #20 |
45. OT: You lived in St. Lucia? |
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woo me with science (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 01:02 PM Response to Reply #20 |
54. Family member spent 2 hours in ER for a kidney stone--no scans. |
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Spike89 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:55 PM Response to Original message |
21. Exactly the quandry my wife and I faced |
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mod mom (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:57 PM Response to Original message |
23. Deductible & copays. I just had to dish out $2,500 but much better |
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laruemtt (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:58 PM Response to Original message |
24. you literally can't afford to get sick |
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EFerrari (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 03:59 PM Response to Original message |
25. I better die in my sleep because I can't afford any other way. |
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onethatcares (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:03 PM Response to Original message |
28. I really don't know because I'm asking the same thing about |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:03 PM Response to Original message |
29. Well, here's your answer |
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onethatcares (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:07 PM Response to Reply #29 |
32. well, at least prickscott isn't in that list at this time. huh? |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:09 PM Response to Reply #32 |
33. What was the name of his company? |
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onethatcares (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 05:01 PM Response to Reply #33 |
41. prick had Columbia HCA going for him until the feds |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 05:32 PM Response to Reply #41 |
43. Everytime I hear something like this, my blood pressure goes up 12 points |
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onethatcares (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 06:16 PM Response to Reply #43 |
48. but you have to understand |
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anarch (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:11 PM Response to Original message |
35. that's why I never go to the doctor...have insurance, can't afford the deductible |
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libodem (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:17 PM Response to Original message |
36. So if that was the deductable and your 20% |
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MedicalAdmin (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:27 PM Response to Original message |
37. Total tax cost of health care in Canada is... |
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bvar22 (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 04:40 PM Response to Original message |
39. Because it is "The Uniquely American Solution". |
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mike_c (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 05:00 PM Response to Original message |
40. I'm still paying bills nearly a year later for an emergency room visit last October.... |
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progressoid (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 05:31 PM Response to Original message |
42. Because we have the best health care in the WORLD!!!1! |
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Still Waters (85 posts) Send PM | Profile | Ignore | Wed Jul-20-11 05:38 PM Response to Original message |
44. Because we allow it. This voracious exploitation should not be borne by any citizenry |
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mmonk (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 06:13 PM Response to Original message |
46. Welcome to America. |
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dflprincess (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 09:15 PM Response to Original message |
49. There was an article in Sunday's Minneapolis Star Tribune about how the insurance companies' profits |
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undeterred (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 09:21 PM Response to Original message |
51. I remember having outpatient surgery and not paying a dime for it. |
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lonestarnot (1000+ posts) Send PM | Profile | Ignore | Wed Jul-20-11 09:28 PM Response to Original message |
52. Because insurance cos. own another little piece of you every day. |
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Tierra_y_Libertad (1000+ posts) Send PM | Profile | Ignore | Thu Jul-21-11 01:09 PM Response to Original message |
56. Chalk it up to a "shared sacrifice" with the insurance company. |
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mrmpa (707 posts) Send PM | Profile | Ignore | Thu Jul-21-11 01:15 PM Response to Original message |
57. My insurance-everyone should have this policy |
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