"How I Broke Into a Bank Account With an AI-Generated Voice"

[Nevilledog]

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Joseph Cox
@josephfcox
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New: we proved it could be done. I used an AI replica of my voice to break into my bank account. The AI tricked the bank into thinking it was talking to me. Could access my balances, transactions, etc. Shatters the idea that voice biometrics are foolproof https://vice.com/en/article/dy7axa/how-i-broke-into-a-bank-account-with-an-ai-generated-voice…


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9:46 AM · Feb 23, 2023

https://www.vice.com/en/article/dy7axa/how-i-broke-into-a-bank-account-with-an-ai-generated-voice


The bank thought it was talking to me; the AI-generated voice certainly sounded the same.

On Wednesday, I phoned my bank’s automated service line. To start, the bank asked me to say in my own words why I was calling. Rather than speak out loud, I clicked a file on my nearby laptop to play a sound clip: “check my balance,” my voice said. But this wasn't actually my voice. It was a synthetic clone I had made using readily available artificial intelligence technology.

“Okay,” the bank replied. It then asked me to enter or say my date of birth as the first piece of authentication. After typing that in, the bank said “please say, ‘my voice is my password.’”

Again, I played a sound file from my computer. “My voice is my password,” the voice said. The bank's security system spent a few seconds authenticating the voice.

“Thank you,” the bank said. I was in.

I couldn’t believe it—it had worked. I had used an AI-powered replica of a voice to break into a bank account. After that, I had access to the account information, including balances and a list of recent transactions and transfers.

*snip*

[Scrivener7]

1. I think all this is bringing us closer to the day when we go back to analog.

The internet is soon to be completely useless as a source of information, so we'll go back to human-moderated paper newspapers and magazines.

Now biometrics are about to prove useless, so where will we go with that? Passwords. Or will that become a problem too, and we'll go back to banking at the counter?

This is really interesting. We're reaching a critical mass where technology is becoming more of a problem than a solution in many cases.

[Mr.Bill]

5. It's already destroyed politics

as we once knew it.

[Scrivener7]

6. Absolutely.

[bucolic_frolic]

2. Thanks for warning

They steal everything else, may as well take our vocal chords too.

[newdayneeded]

3. So what I'm hearing here is

these AI robots will not only be super smart, but rich!

[FakeNoose]

4. Don't tell me - let me guess ... the BANK has AI answering their phones - am I right?

[Peacetrain]

7. This is exactly why I refuse to use voice authorization. I turn it down every time the CC company

asks if I want to use it. Something in me has always said that this was a can of worms just waiting to be opened..