Reply #102: You have no major health problems now..... [View All]

[llmart]

but what happens if you develop one tomorrow? At 43 you're still naive enough to think you'll always be that healthy.

These HSA's are the new 401K's. I'm old enough to remember how they were touted as the end all and be all of savings plans. Tax free and all. All the same arguments. Read the latest issue of Time to see how the magic of 401K's hasn't come through. Same with IRA's. During the Reagan years they tried to push IRA's down everyone's throats saying if you put the max in every year, you'd end up with a million dollars when you retired. Well, we did and we're now nearing retirement age and we are no where near a million dollars.

Don't be fooled by the propaganda. If you live long enough you see the trend.