Reply #5: We have personal experience with this [View All]

[eilen]

and my dh is a union electrician. This is nuts, I'm getting bills and insurance statements that require me to pay in excess of our copays, they cover less in regard to our prescription plan and medical tests are not being covered. For example, my dh had what our family doctor called asthma. However, the doctor was not managing it well at all so we went to a specialist--a pulmonolgist. The specialist did a number of tests and then told us he did not have "asthma" but had experienced asthmatic bronchitis. He is no longer ill but we still can't figure out why he has shortness of breath at certain times. We had to pay over $500 for the testing and extra pay for the doctor (even though they claimed to be "a preferred provider")-- the ins. co. just didn't cover some things. I/r/t his shortness of breath, we believe it is environmental related to his employment.

I guess we might be considered lower middle class now making under $50,000 a year. I am not in a paying job right now but may end up finding something--that will definitely affect the quality of our lives. I am not looking forward to the stress race.