Reply #23: OK, cool, I didn't know that [View All]

[MadHound]

Being that all I use is cash or check. If debit cards are being charged the fees as CC, then drop that plastic also.

Another great benefit of going to cash only is that it forces you to budget your money, and even build up a little cushion for emergencies. Too many people spend recklessly, knowing that they have the plastic to catch their back when they go beyond their means. This is how we wind up with the average American owing $10,000 in credit card debt.