Reply #2: What I'm trying to say is [View All]

[Systematic Chaos]

that if everything I've tried to do this last couple of years to restore my credit is going to be destroyed by something that should, according to my understanding, remain buried in the past, then there's no way I'm going to continue to play the game.

As I stated in my original post, I believe that the Statute of Limitations has run out on the debt in question, and it currently is not an item of concern on my credit report. Therefore, I don't see anything this collection agency can do except harass me and hope that they can intimidate me into paying them something on a very old debt that they probably bought for less than 5% of its original value.

I just hope I'm right. I'll know for sure in 30 days, by which time this company is expected to respond to my Notice of Refusal.