Reply #6: Nationwide Credit is a collections agency. [View All]

[donco6]

You simply MUST contact them. You have to find out what it will take to pay off the debt, which never goes down because they can charge whatever fees they want and keep you in debt forever. You need to contact them and find out the details on the debt. For all you know, it's been a mistake. But if not, they'll have the paperwork to send you. If it turns out to be legit, you HAVE to figure out a way to transfer the debt to something else - do you have any collateral at all? The longer they keep your debt, the harder it will be to pay off. But if you can transfer it to a reputable bank or savings/loan, you'll have more control and you won't pay the fees.