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Deja Q Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 08:44 PM
Original message
I do have a paypal account, replaced credit card info, made transaction...
Now they want me to VERIFY my account by giving them my checking account info. I am currently 'unverified'...

Ebay did this too when I set up my account to sell stuff.

No one's nicked my account due to the ebay registration bit, but all of this is giving me the heebie-jeebies!!!

Is this safe?
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lcordero Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:00 PM
Response to Original message
1. Nope
paypal is being spoofed and so is ebay. It's a scam on both ends.
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Booberdawg Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:02 PM
Response to Reply #1
3. Paypal and Ebay are not scams
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lcordero Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:09 PM
Response to Reply #3
5. they aren't scams but there have been several attempts for fraud from
other sites that have been trying to spoof them.
the paypal site is a https site, there was a scam for a while where somebody overseas was spoofing the site using an http site.

there has been an attempt to spoof part of ebay. Somebody on these forums already put out the message about it.
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Booberdawg Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:15 PM
Response to Reply #5
8. Not likely the case here
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Booberdawg Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:01 PM
Response to Original message
2. I think so
Edited on Mon Sep-15-03 09:07 PM by Booberdawg
I offers you more protections as a "verified" member if something should go sour with one of your transactions.

I'd have to read up on it again, but I would do it.

on edit: I have both - read all the instructions at the time - it's a secure transaction too. Purpose is to verify that both billing addresses are the same and that you are legit.
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Demobrat Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:04 PM
Response to Original message
4. It's fine. They want your checking account info for two reasons.
One is it's extra assurance that you are who you say you are. Two is that when you use it it's cheaper for them. CCs charge a transaction fee, checking accounts don't. So when you use your PayPal account, if you use your credit card they'll ask you if you're sure you really want to, and then maybe enter you in a sweepstakes if you switch to your checking account. Now I gather from your previous posts that you are already in debt, so the checking account option is probably a good thing for you. Keep yourself honest. Pay cash.
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lcordero Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:11 PM
Response to Reply #4
6. I filled out a paypal form yesterday, the only thing that it asked for was
a credit card number.
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Demobrat Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Sep-16-03 11:19 AM
Response to Reply #6
12. Once you're set up with that
they'll ask for your checking account.
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Tandalayo_Scheisskopf Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:14 PM
Response to Original message
7. DO NOT ANSWER THAT!!!
Get in touch with PayPal and verify the source of the message. Period.
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Booberdawg Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:16 PM
Response to Reply #7
9. Paypal ALWAYS asks that question for verification
geeze
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U2Shark Donating Member (427 posts) Send PM | Profile | Ignore Mon Sep-15-03 09:20 PM
Response to Original message
10. RELAX! It is S.O.P.
They need to verify everyone's account now. Actually, I'm glad they did this, it gives you the option of having the money transferred from your checking account instead of being charged to your credit card.
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Wickerman Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-15-03 09:25 PM
Response to Reply #10
11. Yep, its fine
They do that. As mentioned, its nice. I have them use my checking account rather than the card - helps me track stuff better and I only pay for an item once.
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amazona Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Sep-16-03 11:59 AM
Response to Original message
13. it is perfectly safe but you can trade as unverified if you like
When I first started using Paypal a lot, I went "unverified" for several months through some mix-up, and I never had any problem sending or receiving money. "Verified" customers are probably a little more reassuring for sellers to deal with, but as a seller, I accept unverifieds as well as verifieds if the buyer has good feedback or is buying an inexpensive item. I haven't had any problem with it. Sellers who eliminate whole categories of buyers, like "unverifieds" at Paypal, don't save themselves money, they lose money; yes, they have a lower chance of encountering fraud, but they also end up losing sales from perfectly legitimate buyers -- probably they give up $1,000 for every $10 they save from fraud -- the math doesn't work. However, you should get "verified" if you can, because in that way, you become eligible for your bonus, assuming they're still paying the bonus. I think it's only $5 they kick back to you now for getting verified.

What I'm trying to say is...a few sellers will refuse to accept payment from "Unverifieds" but it is a poor business decision and I honestly don't know how they justify it. Be that as it may, to give yourself the most choice of sellers, you probably want to get "verified."

Go to Paypal and log in to do this. Never put any information of this nature in an email, as email is not secure.
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No Passaran Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Sep-16-03 01:32 PM
Response to Reply #13
14. it's safe...
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