Dear Senator Warren: we love our private insurancd companies

[JenniferJuniper]

35. People who think their private insurance is great

Likely haven't had to use it for much more than routine things. Or they've been very lucky with an employer who provides a top notch plan with low employee contributions.

My employer now provides only a Point of Service plan. (POS for short. Or Piece of Shit, for those who have tried to use it.) You cannot go out of a very limited network of providers, including hospitals, labs imaging centers, etc. If you do, even by mistake or by the mistake of your provider, unless you can prove it was a dire emergency, absolutely nothing is covered. It's very hard to find a primary care physician in the plan who is taking new patients, so very little choice over who you end up with. I've read that more and more employers will be gravitating to these sorts of plans as costs continue to increase.

I also hate the fact that my health is dependent upon me keeping this job. I'm in a volatile business with lots of mergers, acquisitions, downsizings going on all the time. I've been lucky with the musical chairs so far, but if I lose my job, finding a comparable new job at my age will be next to impossible.