Reply #4: Some people are just raging assholes. [View All]

[Rabrrrrrr]

Shouldn't your husbands insurance cover the damage to the truck? Seems to me that that is what insurance is for. Then the insurance company can sue the asshole who hit your hubby's truck, if they feel like it.

There's a part of me that wants to say that, for the poor, the car insurance can be a cost they can't afford - and that is probably true in a number of cases, and so we should have empathy on them. But I bet that number is a small minority of the number of people who don't buy insurance. And there are those people who can't afford the insurance any more after a few drunk driving tickets, a meth-addled collision, speeding tickets, and other assholery, and so just drive around, usually drunk or drugged up, perhaps with a backseat full of children who are all siblings, but none of them share the parents, quarter panels rusting off and smoke from the burning oil billowing out of the sonofabitch like Rush's oxycontin-and-cheap-beer flatulence. And, well, I've lost my train of thought, but I share your pissed offness - there really is, except in very rare cases, no reason for people to drive without insurance.