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Reply #10: Don't take the word of the credit counselor [View All]

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SW FL Dem

(1000+ posts) Send PM | Profile | Ignore

Wed Jun-30-04 04:30 PM
Response to Reply #8

10. Don't take the word of the credit counselor

Most work for the credit industry. Ask around for the name of a good BK lawyer, most give a free consultation. Even though BK is under federal law, what you can protect varies from state to state. You need good advice from a pro in your state.

Income is not the only issue, current law also takes expenses into account and many people don't realize what expenses they can claim (insurance, home maintenance, etc.)

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