Reply #2: Bi-weekly pay schedule can be a pain for forecasting. [View All]

[Rabrrrrrr]

Some months you get two paychecks, some months you get three.

BUT - it might help if you do your budget planning as though she only gets two checks a month; and then, for those four months that she's gets three, you have, in a sense, a bonus income month.

If your budgeting problem is that things are so tight that you really need to schedule finances down to the day, based on bill's due dates, etc., your best option might be to get a big piece of paper and draw out the year, and label all the days that see income AND, if your checks take a few days to clear in your bank account, label those days as well.

That's the best I can come up with, since there isn't really an easy mathematical formula to deal with this. It would be nice if utilities and whatnot gave us the option of monthly billing (for those of who are paid in time increments based on months), or 4-weekly billing (for those who are paid on time increments based on the week).