Reply #13: The govt may not care that you order pizza, but it may very well... [View All]

[TheMadMonk]

...care that you bought the collected works of Chez Guevara and order five pizzas every Tuesday night.

It is not the one call/purchase that you make, it is the pattern of calls and purchases made by you that TIA is about.

And what you say about Insurance companies and actuarial tables is theoretically correct, but the reality is that insurance companies now view such tables as worst acceptable case in their planning models.

They use the tables when deciding a client's eligibility to give THEM money, but when it comes down to actually paying out on a claim, they are suddenly interested in all the minutiae that those tables were specifically designed to statistically even out and make irrelevant to any one specific claim.