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You grew up trained to save to scrimp to squirrel away, Not everyone grew up with misers.Not EVERYONE has financial acuity, Not everyone handles stress as you do. Not everyone can afford a nest egg. I am too poor to be able to save for ANYTHING.. I get very little I am disabled. And I am waiting fort the axe to fall to feed the rich,and destroy my life completely. My life has been very unhappy hopeless and it sucks. Being poor just makes it harder. You may have grown up in a stable home. Maybe you had hope. Maybe you had someone who gave a shit.
Maybe that is WHY you can save and it looks so simple to YOU..
For others who do not have hope, who lack the emotional supports you have, who do not have skills in budgeting/math, people who were not raised as you were, don't you THINK it may be a bit difficult for them to do as you do with the kinds of lack they have that you don't?? I really hate arrogant budgetary wiz people who are so smug,it's nauseating. LOok fortune favored you ,you had the kind of life and training as a child that gave you the ability to cope with financial; hardships that some others did not get. Do not get so smug. Fortune can reverse so easy, one illness, one storm, one car crash..and the nest egg vanishes, and when it does.. you will face what many others do, and sometimes the all belt tightening, biggest budget wiz in the world will not save you from fortunes wrath if misfortune picks on YOU this time around.
There are people who do everything right and still go in debt. It happens. Because this society is evil.And people who get arrogant over their own fortunate circumstances patting themselves ...lets just say pride goes before the fall.
You think you control so much.
Most people are in such denial of how little we control in our reality, Fortune is luck and luck does not come to everyone equally. Horatio Alger is a LIE..
I am disability I once "pulled myself up" to making 80,000 a year, than the Dot Com's went bust , couldn't get jobs, owed 150,000 taxes,sold the house to pay the taxes and bills off, now I am poor again. The stress of being a "productive citizen" nearly killed me. I cannot endure the stress, I have LIMITS on how much hassle and stress I can take before I start getting suicidal. I was not given fortune,like you. I was not raised as you were as my parents were fucked in the head.Pstd can mess you up forever. I did not cause my problem, but I suffer it anyway. And sometimes I dream of having a rest, a break from the hassles of poverty, the fear of bills , rest from the sickness, of my shit filled lonely life. Yet, I am not in serious debt,I have 1 outstanding bill for a little over 100 bucks. I am too terrified of the EVIL creditors are to even DARE get a credit card for even emergencies,I don't want those dispcable usurious bloodsucking mosters on my ass.. But by time the bills I got are paid and the rich get their cut, I have nothing left for me.If I began to pay off the hundred dollar debt which is medical debt from before I got on disability at a faster rate ,I would not eat the last week of the month. That is my reality.
I look at what others have and I do wish I had something leftover to pin some dreams on.But it ain't gonna happen for me. Because America HATES poor people, especially disabled poor people. The rich would just love to see people like me dead.Shit Sometimes I wish I could sleep staight for 6 months, no food to buy,no heat or ac, consume nothing. Than I'd have some freed up money when I awoke to pay off the bill, and maybe live a dream,a modest one.But I can't hibernate.Dammit. I exist and because our culture is batshit crazy and internally destroying itself busy killing love, and life itself..while we all pay to exist,in this world where some of us never chose to be born ....
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